{Interview} QnA-Bank: IBPS Bank Interview Frequently Asked Questions

Here are some of the basic interview questions asked in the Bank PO interviews. The questions of basic nature has been selected so that you can start your preparation finding answers to the easy ones. These questions are of general in nature, so please kindly select questions of your relevant field.

Profile or Personal Interview Question:

Where are you from?
What are your strengths and weaknesses?
What are your hobbies?
Tell me about your family?
What can you tell us about your home town?
What is your ambition in life?
Give an example of a situation you found yourself in and what did you do?
How will you handle the situation if an experienced and old employee misbehaves with you in office?
Where do you see yourself five years down the line?
Why did you leave your previous job?
Why should we hire you into our organization?
If you get the job will you be ready to work anywhere in India?
Do you think your parents will allow you to work anywhere across India?
Question on the why are you applying for the post in Bank.
Did you prepare for the interview?
What all questions did you prepare?
Don’t you think you are over qualified for this simple job?
Why not software after engineering?
Why do you want to work in this banking Industry, why not Insurance or any other Financial Sector?
Have you applied for any Job?
What do you know about banking Industry and Financial Sector?
Have you attended any bank interviews before?
How many marks will you give yourself out of 10 for this interview?
How many time u have cleared IBPS exam ?
Importance of your birth place ?
Importance of your district ?
Importance of the different places you staying ?
Details regarding your extracurricular activities and your achievements ?
What is ur ambition in life ?
You are from jharkhand then why are you residing in delhi ?
What does ur father do ?
Why didn't u preapre for ur bank interview ?
Did u appear in CAT ? If so then ur percentile ? got admsn in which colg ? why banking?
How many friends.... what u do duing ur past times ?
A hypothetical question...which one would yu prefer syndicate bank posting in rural areas or IOB giving yu posting in metros ?
Why yu want to shift to banks after working in IT?
Would yu be able to work in rural areas ?

Technical or Bank Oriented Interview Question:

Do you have any bank account? Where and why?
What type of bank account do you have?
What are the types of bank accounts?
What all details you need to fill up while withdrawing cash from the bank?
What do you mean by International Trade?
What is Balance of Payment, Balance of Trade?
What are the main differences you see in a private bank and public bank?
Have you heard about Basel 2?
What is the importance of Basel 2 in the present banking environment?
Do you support privatization of banks and why?
Who is governor of RBI?
What is CRR, Repo Rate, Reverse Repo Rate, Bank Rate, SLR, LAF, PLR etc.?
What was the name of first bank established in India?
What are the tools with RBI to control liquidity in market?
What is the difference between Savings account and Current account?
What significant trends do you see in the future of the bank industry?
Have you gone through our website?
What is missing in the design of our website compared to the website of the similar organisation?
Rapid fire round: RBI deputy governors, SEBI chairman, IRDA chairman, NIA profits, FDI in banks etc. ?
Wat is NPA?
Who is the finance secretary?
If you have visited any SBI branch, what are the good/bad points you find there?
Do the introduction of private banks have helped the economy or not?
Mutual Funds, Joint Ventures, Stock Exchange, IRDA, SEBI ?
Tell the names of 5 private sector insurance companies?
After how many days rbi publishes its policies ?
What difference u see when u go to priavte bank and public bank ?
What is the drawback of PSU banks compared to pvt sector banks ?
Still why people r preferring PSU banks to pvt banks ?
Would u do sumthng for bettering the services of PSU banks ... hw wud u do that ?
what is a balance sheet ?
Tools of RBI, Monetary and Fiscal Policy ?
Parallel economy (black money)
RTGS, NEFT, call money?
Capital market, money market, intangible networth ?
Regarding the talk of divestment in banking ?
What you know about insurance business ?
What is the organisational structure of the company u work ?
Regarding place of posting and notice period ?
Why were banks nationalised ?
What is the total count of no. Of PSU banks in India ?
Name any two banks which have overseas centre ?
What is Forex reserve of India?
Where is the note printing press?
What is NRE Account?

Other GK or Current Affairs Interview Question:

What can you say about the recent regime change in Uttar Pradesh (or any other State, Country)?
What are the states where elections are going on?
5 powerful women of India, 5 religious place in india etc.?
What steps 2b taken 2 control global warming?
Which banned outfit is responsible for recent blast in different city of india?
Who is AGI (auditor general) of India, who is deputy CM of KL, MP, UP, AS, MR etc.?
What is difference between BPO and s/w company ?
Do u think recession will affect s/w companies ?
Who is the CEO of infosys ?
What is the difference b/w accupuncture and accupressure ?
Who are maoists ? why is it called 'naxalites' ?
Define nation, define developed nations, comment on bric, saarc, asean, gdp and threats to usa?
Opinion about private engg colleges (as mine was one)
Historical importance of Plassey, Panipath and kuruksehtra ?
251 X 62 = ? wthn 10 secs ?
Who is speaker of lok shabha ?
Who holds the post for Speaker of rajya shabha ?

Note: Soon many more interview questions will be added here itself. If you wish then their answers can be discussed in the "comment box" below. Feel free to discuss !