The Vice President of India, Shri M. Hamid
Ansarihas said thata majority of elected members of the Lok Sabha in recent
years, and even earlier, won on aminority of votes cast in their
constituencies. This is compounded by the absence, in our system, of compulsory
voting. Thus if a candidate is elected on 30 percent of the votes cast and if
the percentage of polling is the constituency is 60, then the positive mandate
secured by the candidate is 30 percent of 60 percent, that is, just 18 percent of the total electorate.
Such an outcome has a distorting impact on the composition of the elected
legislature. This is vividly demonstrated by the vote-share seat-won data
relating to all the fifteen Lok Sabhas.
He expressed his concern that the
situation is no better, perhaps worse, in State assembly elections with
percentage of returned candidates on minority of votes cast going above 70
percent in several cases.
He said that what are the ramifications of such an outcome? Observers have noted
that it induces candidates to focus on securing votes of a segment of the
electorate and thereby induce, accentuate or reinforce social divisions based
on caste, creed, faith or language. For this purpose, and despite formal
legal or regulatory constrains, candidates or their supporters do succeed in
invoking narrower loyalties to further electoral appeal. The excluded or
marginalised social groups “then indulge in strategic voting.”
He opined thatthe electoral methodology adopted and practiced by us is the
single member plurality system, otherwise known as the First-Past-the Post (FPTP) system. The traditional arguments in itsfavour are that (a) it tends to provide a clear-cut
contest between two or more major parties (b) its working is easy for voters to
understand (c) it allows individuals who are not members of a political party
to run as independents (d) it tends to produce stable governments and (e) it is
likely to produce a strong opposition party.
Despite the above, the system is not
universal and critics have commented on its limitations. These relate to the
(i) disconnect between the vote share and the number of seats won (ii)
propensity to over-reward major parties and under-reward smaller parties (iii)
likelihood of smaller parties with strong regional base getting a “seat bonus”
and winning more seats than their corresponding share of the popular vote.
Introduction: The
total youth population (10 to 35 years) as per 2011 census is 563 million with
about 70 percent living in the rural areas. The main focus of the Ministry is
on developing qualities of good citizenship and community service amongst the
youth and inculcating in them the spirit of volunteerism.
National
Youth Policy, 2012: Recognizing that the National Youth Policy
2003 needs to be dynamic so as to cater to the ever changing scenario in the
country, a review was initiated. This Exposure Draft National Youth
Policy – 2012 envisages to put in place a comprehensive strategy to ensure the
fullest development and realization of the potential of the youth, in the
context of future socio-economic growth.
NEHRU
YUVA KENDRA SANGATHAN: The Ministry has been working towards inculcating in the
youth an enhanced sense of volunteerism, community service, personality
development and good citizenship. NehruYuvaKendras were established in the year
1972 with the objective of providing rural youth avenues to take part in the
process of nation building as well as providing opportunities for the
development of their personality and skills.In the year 1987-88, NehruYuva KendraSangathan (NYKS) was converted into as an
autonomous organization under theMinistry of Youth Affairs and
Sports. NYKS is the largest grassroots level voluntary organization, one
of itskind in
the world. Highlights and Achievements of NYKS: [1.]Skill Up-gradation training programmefor women; [2.]Silver Jubileeof NYKS andQuamiEktaDiwason 19thNovember,
2012; [3.]Awareness and Education for the Prevention of Drug
Abuse & Alcoholism in the States of Punjab and Manipur; [4.]70 Skill Up-gradation Training Programmes for Women
in the State J&K; [5.]Skill Development of Volunteers through Tata Motors.
NATIONAL
SERVICE SCHEME (NSS): It aimed to provide youth an
opportunity to work with the people in the villages and slum dwellers. The
scheme seeks to achieve its objectives through twin approach i.e. “Campus to
Community” and “College to Village”. National Service Scheme was
launched during the birth centenary celebration of Mahatma Gandhi on 24th
September 1969 with 40,000 students. Today, NSS has more than 3.2.million student
volunteers on its roll spread over 299 Universities. In 1993-94, during
the Silver Jubilee year of NSS, theIndira Gandhi National Service Scheme
Awards (IGNSSA) were instituted to give recognition to
selfless service rendered by the NSS volunteers.
A
new initiative“Youth to the Edge”was launched with the flagging off of
three batches for 3 adventure trails atTinsukiaon 28thFebruary
2012. The adventure training of the batches commenced atRoing, Hayuliang and Dzuko Valley in Arunachal Pradesh and
Nagaland respectively.
National
Programme for Youth Adolescent Development
(NPYAD): Under the Scheme financial assistance is provided to various
Government/Non Government Organization for youth development activities i.e.
(i) Promotion of National Integration (ii) Promotion of Adventure. (iii) Youth
Leadership and Personality Development Training; (iv) Development and
Empowerment of Adolescent and (v) Technical and Resource Development.
17th National
Youth Festival was organized at Mangalore, Karnataka,
during 12th to 16th January,
2012 to commemorate the Birth Anniversary of the Greatest Youth ICON of the
country SwamiVivekanand.
The
Rajiv Gandhi National Institute of Youth
Development [RGNIYD] was started in 1993 at Sriperumbudur (TN), the
place of his martyrdom. RGNIYD is an apex research and training
institute dedicated to Youth Development in the country. A Flagship Post
Graduate Programme in MA Youth Development with
specializations is proposed to be introduced in the next year. Rajiv Gandhi
National Institute of Youth Development has been declared as an Institute of
National Importance and, to this effect, the RGNIYD Act has been notified to
commence w.e.f. 19.11.2012.
INTERNATIONAL
COOPERATION (IC): Under this programme, Exchange of Youth
Delegations with friendly countries is taken up on reciprocal basis for
promoting exchange of ideas, values,culture amongst the Youth of different
countries. The following major Youth Exchanges were organized during the
current year: [1.] A 500-member Chinese
Youth Delegation visited India in February. The delegation was divided
in six groups and visited different parts of the country and interacted with
various youth Organizations; [2.] Under
the Indo-Korean Youth Exchange Programme, a 20 member Korean Youth Delegation
visited India in June; [3.] Indian
Youth Delegation visited Korea in August; [4.] Visit
of 20-member Indian Youth Delegation visited to Baku, Azerbaijan in June
to participate in the First International Youth Congress andFestival “Great
Silk Way”; [5.] Under the Indo- China
Youth Exchange Programme, a 100 member Indian Youth Delegation visited China
in July; [6.] Chinese Youth Delegation again
visited India in November; [7.] Under
the Indo-Bangladesh Youth Exchange Programme, a 100 member Bangladeshi Youth
Delegation visited India in October.
Youth Hostels
are built to promote youth travel and to enable the young people experience the
rich cultural heritage of the country.The construction of the Youth hostels is a joint
venture of the Central and State Governments. So far 80 Youth Hostels
have been constructed across the country.
Draft National Water
Policy (2012) Released for Comments:In pursuance of the
strategies identified in National Water Mission Document as well as
deliberations in National Water Board, Ministry of Water Resources had
initiated the process of reviewing the National Water Policy, 2002. The Draft National Water Policy (2012)
inter-alia recommends that for the pre-emptive and high priority uses of water
for sustaining life and ecosystem for ensuring food security and supporting
livelihood for the poor, the principle of differential pricing may have to be
retained. The Draft National Water Policy (2012) recommends that there
is a need for comprehensive legislation for optimum development of inter-State
rivers and river valleys to facilitate inter-State coordination ensuring
scientific planning of land and water resources taking basin/sub-basin as unit
with unified perspectives of water in all its forms (including precipitation,
soil moisture, ground and surface water) and ensuring holistic and balanced
development of both the catchment and the command areas.
Central Ground Water Board (CGWB) has conducted 13
conjunctive use studies for optimal utilization of Ground Water in various
irrigation commands in the country. These are: [1.]Indira GandhiNaharParyojna (stage 1&2),
RJ;
[2.]SardaSahayak Irrigation
Project, UP; [3.] Tungabhadra Canal
Command Area, AP&KR; [4.]Ghataprabha Canal Command Area, KR; [5.]Hirakud Canal
Command Area,OR; [6.]Mahi-Kadana Canal
Command Area, GJ; [7.]NagarjunaSagar Project,AP; [8.]Kosi Canal
Command Area, BR; [9.]Gandak Canal Command, BR; [10.]SriramSagar Canal
Command Area, AP; [11.] Western
Yamuna Canal Command Area, HR; [12.]Rushikulia Canal Command Area, OR.
Inter linking of Rivers:
The examination of Supreme Court Order of
dated 27th February, 2012 directing the Ministry
of Water Resources to forthwith constitute a committee to be called ‘Special Committee for Inter-linking of
Rivers’ is underway. The Supreme Court in the order mentioned that
“time is a very materialfactor in the
effective execution of the Interlinking of Rivers project. As pointed out in
the Report by NCAER and by the Standing Committee, the delay has adversely
affected the financial benefits that could have accrued to the concerned parties
and the people at large and is in fact now putting a financial strain on all
concerned”. The initial cost of the Inter Linking projects assessed at
prefeasibility stage was Rs.5.60Lakhcrore at
2002 Price Level.
India Water Week (Inaugurated on April, 10th) to be celebrated as Annual International
Event:The Ministry of Water Resources since this year has
endeavoured to celebrate India Water Week annually as an international event to
focus on water issues. As a part of the event, besides the technical and
special sessions, there would also be an exhibition to focus on the various
aspects of the main theme.
The vision for Integrated
Water Resources Development & Management, proposed by the Ministry of
Water Resources in 2003 inter-alia stipulates to add an additional irrigation
potential of 20 million ha.in the
next 15 years to meet the food and fibrerequirements for a projected population of 1200
million by 2015 and 1600 million by 2050, ensuring food security.
Central Ground Water Board has taken up pilot projects on aquifer mapping during the 12th FYP,
which will lead to more accurate assessment of ground water resources, defining
aquifer geometry and potential including water quality. It will provide better
insight for ground water management. However, it has not been linked to
water pricing by the primary or any category of water user/ stakeholders.
Pilot projects on aquifer mapping have been taken up in parts of five States
namely BR, KR, MH, RJ & TN. Central Ground Water Board under
Ministry of Water Resources signed a contract with Council of Scientific
Industrial Research – National Geophysical Research Institute (CSIR-NGRI) to
implement the pilot project on “Aquifer characterization using advanced
geophysical techniques in representativehydrogeological terrains
ofIndia”. Minister of Water Resources released
Atlas for six statesviz KL, TN,
KR, CG, HP and ML (Meghalaya) in New Delhi on September 28, 2012. Central
Ground Water Board has generated enormous data on various aspects of ground
water since its inception; the same has been compiled and integrated to bring
out the publication in the form of atlas entitled “Aquifer systems of India.”
The Cabinet Committee on Infrastructure (CCI) approved the
inclusion of Extension, Renovation &
Modernization (ERM) projects envisaging restoration of lost potential of 2lakh ha.or more under the category of National
Projects. It also approved the inclusion of"Sarayu Nahar Pariyojana" of Uttar Pradesh in the scheme of National projects.
Under the scheme of National Projects, such projects would become eligible for
90% funding of the cost of works of the irrigation and drinking water components
of the project from the Central Government.
Water Resource
Management: Keeping in view the
possibility of delay in the onset of monsoon and also uneven spatial
distribution which may result in some areas getting less than normal rainfall,
the Ministry of Water Resources issued an advisory in July 2012 to the States/ UTs
requesting them inter-alia to make judicious use of available water in the
reservoirs and to use ground water to meet the situation to the extent
necessary. Water being a State subject, the State Governmentshave the competence to consider hiking the
water tariff for irrigation and urban water supply systems.
The 7th meeting of
the Cauvery River Authority was held today under the Chairmanship of the
Prime Minister. Chief Ministers of Tamil Nadu, Karnataka and Puducherry were
among the attendees. Kerala was represented by the Minister of Water Resources.
In the meeting, the States raised the problems being faced by them because of
less than expected rainfall and the consequent distress being caused to the
farmers in the Cauvery basin. After discussion, and based on the
principle that distress needs to be shared among the basin States, the Prime
Minister ruled that it was appropriate that Karnataka releases 9,000 cusecs of
water daily from 20th September to 15th October 2012. However, it has been
releasing 10,000 cusecs daily from 12th Sept on the directions of the Supreme
Court.
The 1st meetingof India-Nepal Joint Ministerial Commission on Water (JMCWR) held on
15thFebruary 2012. During
the 1st meeting, JMCWR recommended that the maintenance of 15 Km length
of easternKosi embankment
presently being maintained by the Government of Nepal, may also be taken up by
the Government of India. In addition,SaptaKosiHigh
Dam Multipurpose Project on riverKosi inNepal, is
planned, which on implementation will also mitigate floods due toKosi river. Detailed Project Report
(DPR) ofthe Project is
scheduled to be completed by February, 2013.
In pursuance to the decision taken at the first meeting of
the India-Bangladesh Joint Consultative Commission (JCC), the first meeting of
the Sub-Group onTipaimukhHydroelectric
Project under the India-Bangladesh Joint Rivers Commission was held in New
Delhi in August, 2012. During the meeting, India restated its offer to
Bangladesh to take a stake in the Tipaimukhproject and in this context handed over the Detailed
Project Report to the Bangladesh delegation. India also reiterated the
assurance, given at the highest level, that it would not take steps on theTipaimukh project that would adversely impact
on Bangladesh.
Introduction: Aspendency of
cases in various courts continued to be a major concern of the Ministry of Law
& Justice, the focus of pendency reduction drive this year has been to make
our judicial system ‘five plus’ free
i.e. to dispose of cases that are more than five years old. Simultaneously,
emphasis was laid on increasing the number of judges in subordinate judiciary
by filling the existing vacancies and creating additional posts so that
disposal of cases is expedited by setting up of additional courts. The
year 2012 proved to be a milestone year for the Ministry of Law & Justice
as probably for the first time, as per information received from the High
Courts, the net pendency in all courts was reduced by over 6lakh cases.Out of them about 1.36lakhcases were of the targeted groups such as senior citizens,
disabled, minors and marginalized sections of society.
NationalMissionfor Justice Delivery and Legal Reforms
(NMJDLR): Besides, the Government has
set up a NMJDLR with the twin objectives of increasing access by reducing
delays and arrears in the system and enhancing accountability through
structural changes and by setting performance standards and capacities. The
National Mission has a time frame of five years (2011-16) to pursue them.
Infrastructure development for the subordinate judiciary is a major thrust area
for the National Mission.With a view to enhancing the resources of the
State Governments, the Government has increased the central share by revising
the funding pattern from 50:50 to 75:25 for States other than North Eastern
States, and to 90:10 for North Eastern States.
e-CourtsMissionMode
Project:In order to improve the justice delivery system, the Government is
implementing the e-Courts project in a mission mode,since 2007. The project
envisagescomputerisationof 14,249 district and subordinate
courts as well up gradation of the information and communication technology
infrastructure of the Supreme Court and the High Courts in the country, so that
citizen centric eServices can be initiated to make justice delivery more
affordable and transparent. A total of 11,165 district & subordinate
courts have already beencomputerised under
the on-going project; another 3,084 district and subordinate courts would be
computerized in the next 15 months. Oncecomputerised, the courts are envisaged to provide a host of
eServices to litigants and public at large though a website, such as - case
filing, certified copies of orders and judgments and case status. Similarly,
the advocates can access the cause lists online under this project.
Re-engineering Court Procedures and Court Processes: A comprehensive scheme of National Court Management Systems
(NCMS) has been formulated and notified by the Supreme Court of India on 2nd May
2012.Under the NCMS, a National Framework of Court
Excellence (NFCE) is being prepared, which will set measurable standards of
performance for courts addressing the issues of quality, responsiveness and
timeliness. A Case Management System (CMS) will be developed to ensure the user
friendliness of the judicial process to the stakeholders. The Policy and
Action Plan of National Court Management System was released by Chief Justice
of India on 27.09.2012.The National
Mission would coordinate with the NCMS and would render necessary assistance in
achieving the goal of reducing pendency in courts.
The Judicial Standards and Accountability Bill: TheBillwas introduced in theLokSabha on 1.12.2010. It was discussed in the
Parliamentary Standing Committee (PSC), and the recommendations made by the PSC
have been considered and taken into account in finalizing the Bill. The Bill
was considered and passed in theLokSabha on
29.3.2012. It is now pending for consideration and passing in theRajyaSabha. The Bill will go a long way in empowering the
citizens and establishing the confidence and faith of the people in the
judicial system without exposing them to unnecessary risk.
Legal Aid: No polity can claim to be
just if it cannot provide access to justice for all the sections of its
population. For it to have any meaning, justice must be available to all, but
particularly to the most marginalized and the vulnerable person in our society.
Free legal aid is crucial to ensure that people are able to access justice
delivery institutions irrespective of their income criteria. Unlike many
other countries,Indiahas
a very progressive legal aid law that provides free legal services for a wide
variety of people – women, children, workers, people living with disability,
SCs, STs, those earning below Rs. 1lakh per
annum etc. Legal aid is available for both criminal and civil matters. Avenues
to access legal aid under the Act are available from the Supreme Court down
till the district andtaluka level.
The Government will now be focusing its efforts to establish Legal Aid Clinics even at the village
level so as to ensure access to justice for the people at their door steps.
Paralegals will be trained across the country to empower and assist the
marginalized people in accessing their rights and entitlements, and to man the
legal aid clinics. Good practices from other parts of the world are
being studied with a view to adapt them to our context. With UNDP support, the
Ministry of Law & Justice sent 4 delegations toIndonesia,South
Africa,MalawiandSierra
Leoneto
study good practices on legal aid and empowerment.
GramNyayalas: The GramNyayalayas Act, 2008 has been enacted and was come
into force in Oct, 2009 to provide for establishment of GramNyayalayas at the Inter MediatePanchayat level by State Governments in
consultation with respective High Courts so that speedy and affordable justice
could be provided to the common man at his doorsteps. As per the
information available, till beginning of December 2012 a total of 168 GramNyayalyas have been notified by 7 States namely
Madhya Pradesh, Rajasthan, Orissa, Karnataka, Maharashtra, Jharkhand and Goa of
which 151 have become operational. Considering that implementation of
GramNyayalayas Act is
a thrust area of the Government, it was decided that issues effecting the
implementation of the scheme may be placed before theChief Justice of India and Chief Justice of the
High Courts in the meeting to be convened shortly. It is pertinent to mention
here that complete implementation of GramNyayalaya scheme
would result in addition of around 5,000 courts at intermediatepanchayat level affording quick and inexpensive
justice for common man.
Introduction: Efficient and reliable urban transport systems are crucial for
India to sustain a high growth rate and alleviate poverty. To improve the
current urban transport situation the Government is giving much attention to
Metro projects. Mono rails and Regional Rapid Transit Systems are also being
explored to supplement the existing transport systems. The year also witnessed
the landmark decision ofregularizing unauthorized colonies in Delhi and
Reviewing of Master Plan 2021.The reform linked scheme of urban infrastructure
development “JawaharLal Nehru
National Urban Rural Mission” also completed its normal tenure during the year
which, however, got 2 year extension for ongoing projects.
Mass Rapid Transit System: Metro
projects are already under implementation across the country - Delhi,Kolkata, Mumbai, Bangalore, Chennai, Hyderabad,Jaipur and Kochi.
Mono Rails: Another mode
of Mass Transport System that is being explored is Mono-rail.Mono rail is ideal as a feeder system to larger
metro networks as well as for stand-alone shorter networks in the densely
populated pockets of cities. One Mono-rail corridor has already been identified
in Delhi and work has been entrusted to DMRC.
Regional Rapid Transit System:RRTS will be a
rail based system that will connect small but fast developing towns in the NCR
region. The goal of RRTS is to reduce the dependence of commuters on road based
transportation to a combination of road-cum rail transportation system. Thework for preparation of
Feasibility Studies of Regional Rapid Transit System (RRTS) corridors for the
three prioritized corridors have been
awarded to consultants. They are as follows: Delhi – Sonipat –Panipat, Delhi-Gurgaon -Rewari –Alwar, Delhi-Ghaziabad-Meerut.
Regularization of unauthorizedcolonies: The
Union Urban Development Ministry cleared the decks for the Delhi Government to
regularize 917 unauthorized colonies during the year.Around 40lakhresidents
in these colonies are likely to benefit from the regularization which would
entail government spending on civic infrastructure. The Delhi government had completed all
the ground workfor regularization of the colonies.
Review of Master Plan 2021: Four technical committees engaged in reviewing
four broad areas of the Master Plan. The group deliberating on urban
form, heritage and development controls said, interalia, that the plan should be based on 3D mapping done in a
time-bound manner involving professionals like architects. The group on
shelter focused on redevelopment of existing buildings and colonies especially
in unauthorized colonies andjhuggi-jhonpri clusters.
The group on transport with focus on improved mobility said the Transit-Oriented
Development (TOD)plans
should be area-specific. It also called for comprehensive multimodal planning
and that road safety audits need to be done. The group on environment
and physical infrastructure called for a comprehensive environmental plan for
Delhi to be prepared including aspects like seismic zones, biodiversity and
climate change.
JNNURM: JNNURM was launched on
3rd December, 2005 with the objective of reforms driven and fast track
development of cities across the country, with focus on bringing about
efficiency in urban infrastructure, service delivery mechanisms, community
participation and accountability of Urban Local Bodies (ULBs) andParastatal agencies
towards citizens. It has two components, namely, the Urban Infrastructure and
Governance (UIG) and the Urban Infrastructure Development Scheme for Small and
Medium Towns (UIDSSMT). 65 Cities based on population as per 2001 census
are covered under the UIG component of JNNURM. The Mission has completed
its normal tenure in March 2012. Extension of two years has been given for
completion of ongoing projects & reforms only till March 2014.
National Urban Transport Project (NUTP): The Ministry of Urban Development has initiated the Sustainable
Urban Transport Project (SUTP) with the support of Global Environment Facility
(GEF), the World Bank and United Nations Development Program (UNDP) to foster a
long-term partnership between the Central Government and state/local
governments in the implementation of a greener environment under the ambit of
the National Urban Transport Project (NUTP). During
the year the Intelligent Transport System Project being implemented atMysore, the cultural capital of Karnataka,took a massive stride. It aims to address the critical issue
of road congestion by offering state-of-the-art technologies and attractive,
convenient, comfortable, value added services to encourage the usage of bus
services against individual personal vehicles. It also helps in saving time,
effort and money that will eventually help create a better city to live in and
be proud of.
After the incidents of violence in various parts of the country against women business process outsourcing sector employees returning home late, this is one sector that has its defences ready.
"The industry is acutely conscious of the need for stringent safety measures and precautions to guarantee the protection of women employees."
As part of its annual training schedules, some BPO (HCL) proposes to conduct workshops in self-defence. Two months ago, Aegis too held selfdefence workshops to teach women employees how to be safe in malls and parking lots.
Another area where companies are beefing up security is office transport. At Aegis, all women employees have a male security guard dropping them in case they are travelling alone, says SM Gupta, chief people officer.
CairnIndia has a system which tracks all its vehicles in real time.
Women employees who are the last to be dropped are provided helpline numbers of the internal security officer in case the driver misbehaves or takes a detour.
Philips goes so far as to encourage employees to travel in groups and once home, send an SMS to their managers. If managers don't get a message by a certain time, they are instructed to call the employees and find out if they are alright.
The2012 phenomenon comprises
a range ofeschatologicalbeliefsaccording to which cataclysmic or
transformative events will occur around21st Dec,2012.This
date is regarded as the end-date of a 5125-year-long cycle in theMesoamerican Long Count calendar. Various astronomical alignments and
numerological formulae have been proposed as pertaining to this date, though
none has been accepted by mainstream scholarship.
Post-apocalyptic fictionis set in a world or civilization
after such a disaster. The time frame may be immediately after the catastrophe,
focusing on the travails or psychology of survivors, or considerably later,
often including the theme that the existence of pre-catastrophe civilization
has been forgotten (or mythologized). Post-apocalyptic stories often take place
in anagrarian, non-technological future world, or a world where
only scattered elements of technology remain. There is a considerable degree of
blurring between this form of science fiction and that which deals withdystopias.
The genres gained in popularity
afterWorld War
II, when the
possibility of global annihilation bynuclear
weaponsentered the public consciousness. According to some
theorists, theatomic bombing of Hiroshima and Nagasakiin its modern past has influencedJapanese popular cultureto include many apocalyptic
themes. Much of Japan'smangaandanimeis filled with apocalyptic imagery.Most notably, the 1954 filmGojira (romanized asGodzilla) depicted the title monster as an analogue for
nuclear weapons, something Japan experienced first-hand.
Tom Hanks' 2011 web seriesElectric
City is another story based on a
post-apocalyptic world, in which a group of matriarchs (the "Knitting
Society") impose an altruistic but oppressive society to counter the
aftermath of a brutal war that brings down modern civilisation. However, in
time, even this new "utopian" order is ultimately called into
question by the inhabitants of the new society.
The government has announced the launch of Saral Money, which brings
banking services for the unbanked by tying five banks through a Visa
payment gateway, using the Aadhar unique ID number as a proxy for
cumbersome Know Your Customer (KYC) norms.
The five banks that are part of Saral Money scheme include SBI, HDFC Bank, ICICI Bank, Indian Overseas Bank and Axis Bank.
The key to the new solution is Visa network, which integrates and links
the different systems being operated by banks with the government’s
national identity database. This means Saral Money is not restricted to a
specific bank or region.
Prior
to this customers would have had to provide numerous documents to
fulfill KYC requirement, which was a big deterrent for marginalised.
The benefits to the consumer come from the ability to receive payments
direct to the Saral Money and use it to withdraw or remit those payments
to family members. For the government, it helps improve transparency
and efficiency while driving the country’s electronic payment and
financial inclusion agenda.
Indians are living much longer than they did 40 years ago. Between 1970
and 2010, the life expectancy at birth of an average Indian male has
gone up by 15 years to 63 years and that of an Indian woman by 18 years
to 67.5.
However, the number of years they stay healthy is much less. An Indian
male can expect to be in good health only till he reaches the age of
54.6 years and is likely to battle various ailments in the last nine
years of his life. On the other hand, the average Indian woman is likely
to spend the last 10.4 years of her life in poor health.
The Global Burden of Disease Study, 2010, the largest ever study to
describe the global distribution and causes of a wide array of major
diseases, injuries and health risk factors, says that a common practice
in Indian households —mainly in rural settings of burning wood, coal and
animal dung as fuel in chulhas — has proved to be the greatest enemy
for Indians. While globally, high blood pressure is the single biggest
causative agent of disease, it is indoor air pollution for Indians.
The other threats to Indians include a diet low in fruits, high blood
glucose levels, alcohol use, iron deficiency, sub-optimal breast
feeding, low physical activity and occupational injuries.
Tobacco smoking, including second-hand smoke, caused nearly 6.3 million
deaths across the globe. With India being one of the world’s major
tobacco users, most of these deaths may have happened in the country.
Lower back pain—a common phenomenon among Indians—has been found to be
the leading cause of years lived with disability (YLD) across the world.
Compared to 1970, average Indian woman now lives till 67.5 yrs, 18 years more; man till 63, nearly 15 yrs more
Globally, women’s life expectancy up by 12 yrs (73), men by 11 (67.5).
Men in Iceland live longest, up to 80 yrs; women in Japan live to 86